Rideshare companies like Uber are becoming a commonly used option for people all over the country. It’s not just for major cities—plenty of towns and suburbs have Uber as well. With this service readily available in so many places, Uber is starting to disrupt individually bought car insurance. This monumental industry may not be so monumental in the future, because now there are options to get insurance strictly for rideshare companies.

A startup company called Sure Inc. has paired with Chubb Ltd. so they can break into this new area of the car industry. They’re selling rideshare car insurance for the costs in case the rider is involved in a car accident while they’re using a company like Uber.

With rideshare companies the norm in many cities, one things that consumers may not know about is what type of insurance a company carries in the event of a wreck. All rideshare companies are required to provide some type of insurance coverage for their drivers in addition to personal coverage even when the drivers work as independent contractors. This applies to both Lyft and Uber drivers. There will be some instances, however, when the driver will need to utilize their personal insurance coverage in addition or instead of the company’s insurance.