When you hire a car service, you probably trust the ride to be safe. You don’t have to focus on driving, and you’re probably thinking about your destination. But car accidents can still happen when you’re a passenger in a taxi or rideshare car.
Car accident insurance can get tricky in these situations. You might not know the difference between the car services’ insurance policies. You also could be dealing with injuries. If you’ve been injured in a rideshare car accident, there are people who can help. The Rideshare Law Group defends those who have been wrongfully injured in a rideshare accident. Depending on the rideshare company that was involved in the accident, you may need an Uber accident injury lawyer or a Lyft accident lawyer. The Rideshare Law Group has both. We’re ready to fight for your rights and make sure you get the compensation you need.
Taxi drivers are considered employees of the taxi company. In the event of an accident, your claim would need the taxi company’s information. After a car accident occurs, you should follow these steps so you don’t jeopardize your settlement.
- Call the Police. Report the accident to the police and inform them if anyone needs immediate medical attention. When you’re speaking with police, make sure to only report facts. Guessing details or trying to fill in any gaps could possibly hurt your settlement.
- Get the Taxi Company Information. Because the driver is an employee, you should get the taxi company’s name and the driver’s name.
- Take Photographs. Photograph the accident and gather as much evidence as possible. Take photographs from multiple angles so you don’t miss anything. You can also document any injures you got from the accident.
- Get Witness Info. If anyone saw the accident and is willing to give a statement, make sure you get their name and contact information. An unbiased third party could add a lot of credibility to your car accident claim.
There are different insurance coverages that correspond with the stages of a rideshare ride.
- App Is Off. When the rideshare app is off, the driver’s personal insurance covers any accidents.
- App Is On. Once the driver turns the app on but before they are matched with someone, there is insurance covering $50,000 for injury liability, $100,000 for total liability, and $25,000 for property damage per accident.
- Driver Match and Passenger Is Dropped Off. Between the time the driver is matched with someone, picks them up, and they arrive at their destination, the rideshare companies have more extensive insurance coverage. There is coverage for up to $1,000,000 per accident. This also helps cover if anyone involved in the accident is underinsured or uninsured.
If an accident occurs, follow the same steps under taxi car accidents. You should still call the police and get everyone’s information to help your claim and increase your chance of a favorable settlement.