Rideshare accidents have the potential to significantly impact your life. From physical injuries, mental trauma, and financial losses, it’s normal to feel overwhelmed after a wreck—especially when that crash wasn’t your fault. If you’re in a position like that, the Maryland rideshare accident lawyers from the Rideshare Law Group can help.
Our law firm represents Uber and Lyft accident victims on a nationwide basis. We can evaluate your situation and help you determine how best to proceed based on your circumstances. We’ll fight for your right to full and fair compensation for your losses and make sure the negligent party is held responsible for their actions.
Types of Uber and Lyft Accidents
While any type of accident can happen when you’re in an Uber or Lyft, some are more common than others. This has to do with the fact that the majority of accidents are the result of distracted and reckless driving, as well as fatigue. As a crash victim, it’s important to understand the type of accident you were in, as that will play a role in the severity of your injuries and what you’re eligible for in terms of recovery. Some of the most common accident types we see include the following:
- T-Bone Accidents. This type of crash most often happens at intersections. If, for example, an Uber driver makes an illegal U-turn or decides to speed through a yellow or red light, they risk colliding with oncoming vehicles.
- Rear-End Collisions. If your Lyft driver makes hard stops or isn’t paying attention to the traffic in front of them, a rear-end collision could happen. These accidents often result in whiplash injuries because of the force of the wreck and the directions the body is forced.
If you were involved in one of those types of accidents or a different kind, you might be able to file a claim to seek compensation for your losses. Our Maryland attorneys can help.
Insurance Requirements for Rideshare Drivers
Every driver who owns and operates a vehicle in the state of Maryland is required to purchase and maintain an auto insurance policy. The minimum legal coverage is as follows:
- $30,000 minimum per person/$60,000 minimum per accident for bodily injury
- $15,000 minimum for property damage
- $30,000 minimum per person/$60,000 minimum per accident for uninsured motorist property damage
- $2,500 for personal injury protection
The insurance policy that applies to your accident is based on what stage the rideshare driver is in at the time of the crash. The stages include when the driver is not on the app, when the driver in on the app and waiting for a ride request, and when the driver is on their way to a passenger or has a passenger in their car.
If you’re not in the rideshare vehicle at the time of the crash, like if you’re driving your own vehicle or you’re hit as a pedestrian, it’s likely the driver’s personal policy will come into play. If, however, you are the passenger in an Uber or Lyft ride, the companies’ policies will come into play.
During rides, Uber maintains $1,000,000 third-party liability, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision. Lyft provides $1,000,000 for third-party auto liability, uninsured/underinsured motorist bodily injury and/or first-party coverage, and contingent comprehensive and collision up to the actual cash value of the vehicle in similar circumstances.
Filing an Injury Claim in Maryland After a Rideshare Accident
Immediately following an accident, it’s unlikely you’ll be thinking about getting in touch with a lawyer. First, focus on your health and wellbeing. Seek medical treatment to ensure you receive the care you need. Once things have settled a bit, that’s when it’s time to get in touch with a legal representative.
While you have the ability to handle a rideshare accident claim on your own, it’s important to understand that doing so could jeopardize your chances of receiving full compensation. When you work with a lawyer, they will accurately value your claim and refuse to settle for less than you deserve.
To get a claim going, your attorney will conduct an investigation of what happened to build the case on the concept of negligence. This involves proving the driver owed you a duty of care, they breached that duty, you suffered injuries, and those injuries resulted in losses.
Once negligence can be established, it comes time to negotiate. Depending on the situation, you could reach fair settlement terms fairly quickly, but that’s not always possible. In the event the at-fault party is not willing to negotiate, or their settlement offer is too low, your legal representative can help you take your claim to court as a lawsuit. There, you’ll fight for a favorable verdict from a judge or jury.
No matter what route your Uber or Lyft accident claim takes, it’s important to understand how best to proceed through the process. Paperwork, phone calls, and evidence collection is a lot for an accident victim to manage. Fortunately, our attorneys are well aware of the process and are prepared to guide you through it.
Get Help From the Rideshare Law Group
When you’ve been injured in an accident, you need to know what steps to take to recover as fully as possible – physically, mentally, and financially. The Maryland rideshare accident lawyers from the Rideshare Law Group are here to listen to your store and help you seek the compensation you deserve.
While filing a claim against a rideshare driver, insurance company, or rideshare company isn’t always easy, we have the skills and resources needed to build you the strongest claim possible. If you’re interested in learning more about your legal rights and options after an accident or you’re looking to get your case started, schedule a free case evaluation with us today.