You find yourself downtown at a bar on a Friday night after a long week. It’s time to go home. You grab the phone, open the Uber app, and five minutes later you are in a car wreck. Worse, you have some injuries and have to get medical care. Now what? Who pays the doctor bills?
Some things to do after the wreck:
- Write down the name of the driver if it’s not already in your phone
- Take screenshots of your Uber ride and receipt on your phone (this is usually emailed to you)
Make sure to follow up and get the medical care you require. If the police report does not state that the driver was on the road while on an Uber fare, ask for that information to be included in the final police report.
If the accident occurs during the course of your trip and your ridesharing driver is at fault, you are covered under a $1 million liability policy that both Uber and Lyft have through James River Insurance.
What about medical bills? This may depend on the state where the wreck happened. The driver should have his/her own policy, so it’s important to find out the coverage – if there is any – for medical bills. In some states like Florida and New Jersey, there may be no fault coverage (e.g., Personal Injury Protection) at similar levels as limos or taxis in those cities. If the Uber car does not have it, you may have to look to your health insurance coverage to pay your bills.
Hiring a Uber accident lawyer may be your next step. Rideshare companies may have different explanations when it comes to a wreck when your driver was at fault in a wreck that injured you. Talk to a lawyer about options, including making a claim right away, or waiting until the best time to do so. If you’d like to learn more, don’t hesitate to give us a call today.